Are you tired of getting endless offers from credit card companies in your mailbox? Do you receive solicitations from unwanted lenders who buy your name from the credit bureaus? A credit bureau can sell lists of names to lead companies who in turn sell them to lenders, credit card companies and others all of whom are free to mail you junk mail to your home.

Not only is this annoying, but it affects your credit score. Now you can opt out of this marketing free-for-all at no cost to you.

Any consumer can cut off all potential prescreened credit solicitations, whether for mortgages or credit cards, by opting out. That means prohibiting the credit bureaus from ever selling your personal information to lenders for marketing campaigns. You can do that that by visiting www.optoutprescreen.com or calling toll-free 1-888-567-8688. Your request, according to the FTC, should be processed within five days, although it may take 60 days before all prescreened offers cease. Mortgage applicants can also block trigger list telemarketing pitches by making sure their phone numbers are on the National Do No Call Registry, which can be accessed at www.donotcall.gov or toll-free at 1-888-382-1222.

Simply click on the above links, and it will take you to these important sites.

Apply Now

Return to Loan Options